No Surprises Act
Your Right to Receive a Good Faith Estimate of Expected Charges
Effective date: October 21, 2026
Under the law, health care providers need to give patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services.
What you are entitled to
- You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like X-rays, lab work such as a crown made by a dental lab, and medications.
- Make sure your provider gives you a Good Faith Estimate in writing at least 1 business day before your service or item. You can also ask your provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
- If you receive a bill that is at least $400 more for any provider than your Good Faith Estimate, you can dispute the bill.
- Make sure to save a copy or picture of your Good Faith Estimate.
When you get it
If you schedule care at least 3 business days ahead, you get the estimate within 1 business day of scheduling. If you schedule at least 10 business days ahead, or ask for an estimate without scheduling, you get it within 3 business days. It comes on paper or electronically, as you prefer.
How to ask for one
Tell the front desk when you book that you are paying yourself, or call (704) 555-0129 (demo number). Our published price list is a guide; your Good Faith Estimate is specific to your treatment.
Questions and disputes
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/medical-bill-rights or call the No Surprises Help Desk at 1-800-985-3059.
Sample notice on a demo site for a fictional practice.